We are all familiar with the current difficulties in the PI insurance market. Many firms are finding problems in obtaining renewal terms without exclusions or high policy excesses. In preparing for your policy renewal there are several ways that you can improve your chances of a favourable outcome.
The significant changes in the pensions market since the reforms of 2015, particularly the increase in defined benefit transfers, have led to increased demand for cover and difficulties for insurers in assessing and quantifying the risks to them.
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